Fees, Payments, Terms & Insurance

Beginning July 1, 2022, I will not accept insurance reimbursement as a form of payment for psychotherapy sessions. Counseling sessions are not reimbursed by insurance companies.

I’ve grown tired of letting insurance companies limit services to my clients. I certainly cannot encourage you to find peace on our journey without living by my own words. It is time to seek peace, power, and prosperity in how I want to serve clients.

Unlike the practice of other healthcare professionals, the time spent in sessions is exclusively dedicated to you. I do not double and triple book appointments. I do not keep you waiting for more than five minutes and I remember where we left off from the last session. My goal is to help you achieve the results you want.

Without focusing on the quality of treatment, insurance reimburses at lower rates, increases and does not pay for administrative paperwork, allows non-mental health licensed auditors to review your records, and penalizes or ignores clients’ need to have longer or more frequent sessions.

Psychotherapy and counseling are best served at the client’s pace. Therefore, without the confines of insurance, I offer:

• Longer sessions
• More than one type of session in a day
• Mediation and resolution in relationship disputes
• One-time and drop-in sessions
• Counseling on finances and its effects on mental health
• Sessions centered on empowerment and affirmation
• Discussions about mental health and self-care
• Subscription plans and more!

• Ask for me to conduct a psychiatric assessment. You will have an extensive evaluation to screen for mental and behavioral health disorders and we will create a treatment plan to improve areas such as regulating your mood, decreasing symptoms, and alleviating impairment. This process enters you into psychotherapy, which is a healthcare service.
• You will pay my full fee for psychotherapy, upfront and you may request a superbill to request reimbursement from your insurance company. Please note some insurance companies do not reimburse sessions beyond 38 minutes and some diagnostic codes are not reimbursed by insurance.
• Contact your insurance company to ask if you have out-of-network benefits.
• During open enrollment, be sure to select a plan with out-of-network coverage for you to seek reimbursement for psychotherapy sessions.
• If you can and if you have one, put money aside in your health savings or flexible spending accounts.
• Sign up for the payment-friendly subscription plan.

The provider is electing to terminate insurance contracts by July 1, 2022. The client may continue to remain with services at this practice and continue to pay the full-service fee or terminate services. The client may transfer care to an in-network provider.

• Psychotherapy
• Counseling
• Financial Social Work
• Mediation and conflict resolution
• Consultation
• Couples/premarital sessions
• Family sessions

*Please note, I am a healthcare provider. Therefore the above-listed services are healthcare services, however, insurance companies only reimburse for psychotherapy.*

SELF-PAY CLIENTS are provided GOOD FAITH ESTIMATES a requirement of The No Surprises Act, Effective January 1, 2022

The Good Faith Estimate shows the costs of items and services that are expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created.

Clients, upon request or at the time of scheduling appointments, shall receive a “Good Faith Estimate” of expected charges.

An estimate of the total expected cost of any non-emergency treatment or services.

An estimate of certain, “add-on” services that help support progress and success, when appropriate.

Customized estimates that are in writing at least one (1) business day before the scheduled appointment, if the appointment is scheduled within 3 business days.

Customized estimates that are in writing at least three (3) business days before the scheduled appointment, if the appointment is scheduled within 10 business days.

Customized estimates for inquired about, but not yet scheduled, services.

• Client name
• Client date of birth
• Description of the services that will be provided, in understandable language
• Itemized list of services expected to be provided in connection with the scheduled services
• Diagnostic codes, service codes, and expected charges associated with each of those services
• Provider name, NPI, and tax ID number
• Office location where services will be provided

If the client receives a bill that is at least $400 more than the Good Faith Estimate, the bill can be disputed.

The client shall be sure to access the client portal to review this agreement and should download and keep a copy of the good faith estimate.

The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. The client could be charged more if complications or exceptional circumstances occur.

If the client is billed for more than the Good Faith Estimate, the bill can be disputed.

The client may contact the health care provider to talk about billed charges that appear higher than the Good Faith Estimate. The client may ask for an update on the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available.

The client may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). The dispute process should start within 120 calendar days (about 4 months) of the date on the original bill. There is a $25 fee to use the dispute process. If the agency reviewing the dispute agrees with the dispute, the client will have to pay the price on the Good Faith Estimate. If the agency agrees with the bill, the client will have to pay the higher amount.

For questions or more information about the Good Faith Estimate or to start the dispute process, the client may visit www.cms.gov/nosurprises or call 1-800-985-3059